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The only alternative is to go through my credit card register and budget to see which budget items were budgeted for and then spend on that card. Is there anywhere in YNAB or the web toolkit that can show me how my $123.45 payment is broken up? I should be able to click on the Payment amount at the top of the credit card register, and instead of it telling me how it moved my budgeted funds into my credit card category, it should show me which transactions make up that budgeted payment amount. What I wish YNAB had, and I may be just missing it, but I didn't see it in the Credit Card Payments guide on the ynab website is this: It's been a gamechanger on calculating how much to pay to the credit card while I figure out getting out of debt, and snowballing/avalanching my way to debt freedom. I love the way YNAB fills up my credit card payment/available to pay amount from my budgeted spending + the amount I directly fund to the credit card's category.
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It's currently only available for iPhones, but the Android app is coming soon. You can easily enter your transaction details and when you get home, sync it over your wireless network. The perfect integration with the desktop app means you'll stay on top of your budget when you're away from the computer. If you're the type to have your mobile phone on you at all times, YNAB's mobile apps are just for you. The software is easy to figure out, so you can also just start the app up and go.


If you're in a hurry and want to get to it, YNAB's Quick Start Guide will get you up and running in under ten minutes. There are classes almost every day, with topics including beginner budgeting basics, handling credit cards, and an introduction to the ‘You Need a Budget’ software.
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( The Kindle edition is $5.)įinally, you can register for free live training.
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YNAB offers their training manual free online as well. It's 100% free, so you have no excuses! Click here for the course.
#Ynab budgeting credit card how to#
Learn how to budget and manage your money "the YNAB way." You don't even need the software to find this information helpful. If you prefer to learn by reading, YNAB provides a self-paced, ten-day training course.

They have a complete user manual, but even better is the large collection of instructional videos. Besides technical support, one can learn plenty about managing money through the free online training. One of the reasons we like YNAB so much is they offer very good support. It doesn't cost anything to try, and you don't even need provide a credit card. Curious how YNAB can help you reach your goals Learn more about why YNAB works and how our app and method can help you gain total control of your money. It's a fully functional copy of the award-winning budgeting software. Everything else falls into place after planning one month.ĭownload your copy of YNAB here. You get to "spend" all your money (Rule #1), so you have a clear picture of your current finances. YNAB asks you to follow just four rules, and the software helps make it easy.īy using ‘You Need A Budget’ and sticking to the rules, budgeting becomes stress-free and even fun.

‘You Need a Budget’ (YNAB) is our pick for easy budgeting software. Are you starting your first budget? Do you want to simplify your current budget?
